Once you have an idea of what types of coverage you would like and how much you are willing to spend on a monthly basis, you are ready to start getting quotes from different health insurance companies.
It is important to make sure, when you are getting quotes, that you ask the representatives to send your actual quote in an email or a fax. This way, you will have proof of what each representative promised.
Get at least three different quotes and see if there are any which are way off base as far as pricing or coverage. This will usually throw up a red flag that you might have missed something. Also, don’t be afraid to ask a health care representative to explain terms and conditions further; that is their job and you can tell if you are being taken advantage of if the individual is not willing to fully explain what they quoted.
Return to the Table of Contents for the Choosing Health Care series