Health Savings Accounts
The Health Savings Account is more of a planning account for emergencies and only allows you to spend the amount that is currently in the account.
HMO or PPO: Which Should You Choose?
When you are looking for health insurance coverage, it is especially important to familiarize yourself with at least these two different types of health insurance plans available to you and your family.
Insurance Rates and Deductibles
All the talk about varying health care rates and deductibles can make anyone’s head spin. Rates and deductibles are completely independent of each other, but they do work in tandem to provide you with the best health care at a cost you can afford. Rates Also known as the premium, rates are what an individual […]
Co-Pay versus Co-Insurance
Taking a closer look at co-payment and co-insurance might be a good idea when shopping around and subsequently purchasing your individual health insurance.
Compare Different Health Care Plans
Once you have an idea of what types of coverage you would like and how much you are willing to spend on a monthly basis, you are ready to start getting quotes from different health insurance companies.
Finding the Right Health Insurance Plan
Before your even start your search for the right insurance plan for you and your family, there are three things you should consider and make notes about: 1) Your health care needs; 2) Your budget; and, 3) Your preferences