RSSChoosing Health Insurance

Retirement Obstacle – Finding Affordable Health Insurance Before 65

Retirement Obstacle – Finding Affordable Health Insurance Before 65

Here are some options for obtaining health insurance during the “gap” years – the years between your retirement and Medicare.

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Flexible Spending Accounts

Flexible Spending Accounts

Flex Spending Accounts are a great way to keep you and your family healthy while not breaking the bank.

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Getting Proper Quotes

Getting Proper Quotes

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Getting quotes can save a lot of time and energy in the long run because you will know exactly what is out there as far as different plans and pricing goes.

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Finding Maternity Coverage

Finding Maternity Coverage

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Different plans have different amounts of coverage and varying deductibles and co-payments based on physicians both in and out of the network.

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Individual Health Insurance Extras

Individual Health Insurance Extras

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Between dental, vision, life, maternity and prescriptions, there are many types of health insurance add-ons. Learn about coverage for these extras.

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Finding Health Care Insurance with Pre-Existing Conditions

Finding Health Care Insurance with Pre-Existing Conditions

It is important to understand what qualifies as a pre-existing condition, what conditions must be met before being accepted into a plan, and what conditions make finding coverage nearly impossible.

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HMO or PPO:  Which Should You Choose?

HMO or PPO: Which Should You Choose?

When you are looking for health insurance coverage, it is especially important to familiarize yourself with at least these two different types of health insurance plans available to you and your family.

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Insurance Rates and Deductibles

Insurance Rates and Deductibles

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All the talk about varying health care rates and deductibles can make anyone’s head spin. Rates and deductibles are completely independent of each other, but they do work in tandem to provide you with the best health care at a cost you can afford. Rates Also known as the premium, rates are what an individual […]

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Co-Pay versus Co-Insurance

Co-Pay versus Co-Insurance

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Taking a closer look at co-payment and co-insurance might be a good idea when shopping around and subsequently purchasing your individual health insurance.

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